Skilled trades and Contractors Insurance

Shielding Your Projects, Supporting Your Growth

Western Financial Group is an award-winning brokerage. We work with Canada’s leading insurance partners to get you the right coverage and value. We know how important it is to protect what you’re building.

What is a general surety bond?

When you accept a job, you are obligated to complete it. A surety bond, or contractor bond, will pay your customer if your business does not complete a job. You can obtain a surety bond for a specified amount from your Western insurance business expert.

Our insurance expertise will benefit your business

Small business contractors and tradespeople can face a wide range of risks. An on-the-job accident can result in a costly liability lawsuit that your business may not be able to recover from financially.

The most important type of insurance you need as an independent contractor is Commercial General Liability. If you were sued, commercial general liability insurance would cover the legal costs to defend the claim against your business in court, as well as costs to cover damages to compensate third parties.

Who needs Contractor Insurance?

What kind of risks does commercial general liability cover?

Injury to another person who is not your employee
Damage to someone’s property
Damage to rented property
Medical bills if someone is injured
Legal and settlement costs of liability lawsuits filed against you
Liability lawsuits related to slander and libel

What other insurance coverages can I get as a contractor?

Commercial Auto Insurance
Tools & Equipment Insurance
Commercial Property Insurance
Builder's Risk Insurance

Why choose Western?

When you get your insurance coverage through us, we will send you the certificate of insurance right away, so you can focus on what you do best. It’s easy, fast, and customized. Get an online quote, text, email, or phone call. Choose what works for you.

Get a Quote TODAY!

July 22, 2025