Manufacturing Insurance
Your Shield Against Interruptions
Western Financial Group is an award-winning brokerage. We work with Canada’s leading insurance partners to get you the right coverage and value. We know how important it is to protect what you’re building.
Did you know that business liability insurance can be tailored to your machinery manufacturing business’s needs?
Do you have the best business insurance rate that suits your industry?
Do you have the right amount for your deductible and regularly review it to make sure it’s the right amount for you?
Are you or your employees using personal vehicles for work?
Our insurance expertise will benefit your manufacturing business
We make the process easy by getting insurance quotes for you and giving you policy coverage options that you can choose for your Manufacturing business's specific needs.
Liability insurance is an essential component of your manufacturing insurance package. As a manufacturer, you need to control, reduce, and prevent risks in your business operations.
Despite your best efforts, unforeseen circumstances such as defective products or client injuries on your premises can occur. Liability insurance provides the necessary coverage to protect
your manufacturing company from potentially devastating lawsuits and financial losses.
Who needs Manufacturing Insurance?
What kind of risks does commercial general liability cover?
- Injury to another person who is not your employee
- Damage to someone’s property
- Damage to rented property
- Medical bills if someone is injured
- Legal and settlement costs of liability lawsuits filed against you
- Liability lawsuits related to slander and libel
What other insurance coverages can I get for my manufacturing business?
- Commercial Property Insurance
- Product Liability Insurance
- Commercial Auto Insurance
- Tools & Equipment Insurance
- Commercial Umbrella Insurance
- Pollution Liability Insurance
- Professional Liability Insurance
Why Choose Western?
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FAQ's
What is Manufacturing Insurance in Canada?
Manufacturing insurance is a customized commercial insurance package that protects manufacturing businesses against risks such as equipment breakdown, property damage, product liability, employee injuries, and business interruption.
Does manufacturing insurance cover supply chain disruptions?
Business Interruption Insurance may cover certain disruptions if they’re caused by an insured event (e.g., fire, flood). However, general supply chain issues or delays not tied to property damage are often excluded unless specifically endorsed.
What if my equipment breaks down?
Equipment Breakdown Insurance covers the repair or replacement of essential machinery due to mechanical or electrical failure not regular wear and tear. It may also cover lost income caused by the breakdown.
Does this insurance cover my inventory and raw materials?
Yes, Commercial Property Insurance typically covers raw materials, work-in-progress items, and finished goods stored at your facility. Make sure to review your policy limits and exclusions.
What coverage do I need if I sell products internationally?
If you export products outside Canada (especially to the U.S.), you may need extended product liability coverage and global liability insurance. U.S. lawsuits can be costly, so speak with a broker about international protection.
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