Health & Dental

What is it? 

Health & Dental benefits were designed to reimburse employees for eligible medical and dental expenses incurred such as:

  • Prescription medicine
  • Vision care
  • Eyewear
  • Therapists
  • Dental – regular check-ups and dental work including accidental dental
  • Homecare and nursing

Why you may need it

  • You are self-employed, a “group of one”, or have no company benefits through your employer.
  • Paying out-of-pocket for health and dental expenses poses a financial hardship for you and your family.
  • You need to supplement an existing health plan.

What you need to know

  • Health & Dental Plans can cover individuals and their families, seniors or groups of employees.
  • Some expenses, such as extra billing by doctors, by law are not payable by government or private health plans and would not be covered.
  • If you are a small business owner, you may be able to deduct your health insurance coverage premiums from your business income.

 

Contact a Western Financial Group Broker for more information on Health and Dental Insurance.