Car Insurance

What is it?

Car insurance covers damage to someone else’s property or bodily injury you may have caused, as well as damage to your vehicle from another vehicle, a fixed object, fire, theft, vandalism and weather-related events.

Why you may need it

  • If you own a truck, van, SUV or car, you are required by law to hold a minimum level of auto insurance.
  • Liability insurance is mandatory in all provinces – it covers you for damage you may cause to another person’s property as well as any injuries.

What you need to know

  • Car insurance requirements vary between provinces. Make sure you have the right coverage for your province.
  • Collision/Upset insurance protects your vehicle if it is damaged by colliding with an object like a tree or rock.
  • Comprehensive insurance protects your vehicle from fire,theft, vandalism or hail.
  • Car insurance can also include:
    • Increased liability coverage
    • Accident forgiveness
    • Loss of use coverage
    • Waiver of depreciation
    • Specialized glass coverage
    • Legal liability for non-owned vehicles (rental cars)

Contact a Western Financial Group broker for more information on Car Insurance.